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Post by Clipper on Feb 5, 2008 15:20:13 GMT -5
Amen to the hybrid scenario! I don't blame you, haha! Read some of your essays this morning. I love the site. It is great. I eye was caught by the story about he walesville plane crash in 54. I was in the 2nd grade, and we drove through there several days later, just to see the destruction I guess. I can still picture the destruction in my mind, and I remember the sadness in my heart about the people that were killed. That was probably one of the first tragic mass casualties I can remember.
Baloney was also interesting, and of a humorous nature. Keep writing and I will continue to enjoy your essays.
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Post by dgriffin on Feb 5, 2008 18:37:20 GMT -5
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Post by thelma on Feb 5, 2008 20:46:07 GMT -5
There is some truth to that. In 2003 or 2004, one of the major Airlines or auto companies filed a ch. 14 bankruptcy. As part of their re-structuring plan, the company terminated all pension plans. The court approved it with little outcry from the media. Hundreds of workers who put their life in that company and depended upon their pension plans just found themselves SOL. Since I retired from one of the top 5 Stock Insurance Companies, Hopefully my pension and health coverage will remain solvent for at least another 20 years. Afterall, if our large insurance companies go bankrupt, so will our entire country's economy.
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Post by frankcor on Feb 5, 2008 20:54:32 GMT -5
"a man with a briefcase can steal more money than any man with a gun " -- Don Henley
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Post by lilbump1980 on Feb 5, 2008 21:12:38 GMT -5
This is a very interesting topic. I have read most of these posts. On the post that had talked about Canada's medical coverage.... Trust me it isn't great at all. It actually stinks. My fiance's co worker is from Canada and said the insurance here and the dr's here are so much better.
And on the note of people who can not afford premiums please do not think that the insurance company is the bad guy. i work for an insurance company, the employer tells us how much they want to spend and what they want coverage for. If all they want to spend is 1,000 dollars a year per person then the employee is going to have more out of pocket. If the employer wants to spend say 4,000 per person then the employee will have less out of pocket premium. The more you want your employer to cover (rider wise) example: vision riders,domestic partner rider,dme coverage... then the premium will be higher. If you want $3.OO COPAYS then the premium will be hire.
Now if you went with a plan that had a higher deductible then the premium would be lower..
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Post by Swimmy on Feb 5, 2008 21:20:50 GMT -5
What about those who seek health insurance where their employer doesn't offer health insurance. I had MV Health Plus for a single individual at $295 a month. May not seem like much, but when you're making only $7 per hour, it's expensive. Thankfully, I was living with my parents at the time so I didn't have to worry about the rest of stuff that the real world requires of me. If I didn't, I would have dropped health insurance. Now, I'm a rather healthy young man, my biggest health issue are my shoulders that I blew out from swimming. And I'm single!
While I was out in Michigan, I could only afford emergency insurance (some catastrophic life threatening emergency) through Blue Cross Blue Shield of Michigan. Again, single and healthy, with NO income (student loans don't count), $110 a month.
Boy it sucks to be a student with parents of limited finances.
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Post by denise on Feb 6, 2008 9:45:53 GMT -5
What about those who seek health insurance where their employer doesn't offer health insurance. I had MV Health Plus for a single individual at $295 a month. May not seem like much, but when you're making only $7 per hour, it's expensive. Thankfully, I was living with my parents at the time so I didn't have to worry about the rest of stuff that the real world requires of me. If I didn't, I would have dropped health insurance. Now, I'm a rather healthy young man, my biggest health issue are my shoulders that I blew out from swimming. And I'm single! While I was out in Michigan, I could only afford emergency insurance (some catastrophic life threatening emergency) through Blue Cross Blue Shield of Michigan. Again, single and healthy, with NO income (student loans don't count), $110 a month. Boy it sucks to be a student with parents of limited finances. And this is my exact point! How in the hell does the government think they can FORCE an individual to pay for health insurance? The money has to come from somewhere, and the individual's budget will be cut someplace else. It is just a terrible idea. Politicians must not know or don't remember what it's like to live on a fixed income.
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Post by Swimmy on Feb 6, 2008 10:16:25 GMT -5
are you kidding? Congress gives itself the best health benefits in the country at our expense! They have no idea what the little man has to do to get even 1/1000th of what they have.
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Post by frankcor on Feb 6, 2008 10:31:29 GMT -5
Denise, it would not be the first unfunded mandate to be handed down from on high in D.C. What makes it unusal is that it could be inflicted upon individual citizens and not on states, local governments, businesses or schools.
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Post by thelma on Feb 6, 2008 11:44:46 GMT -5
Look at the mess Medicaid is in and how much of our taxes go to pay for all the mismanagement of this State sponsored health coverage. And Clinton wants to even put another Government sponsored health plan in effect for ALL? No way would I ever vote for this.
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Post by clarencebunsen on Feb 6, 2008 20:34:43 GMT -5
$500 for health coverage sounds about right, If you pay less than that send a thank-you note to your employer.
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Post by denise on Feb 7, 2008 17:58:39 GMT -5
I pay $115 each pay period for health insurance coverage for my husband & I. Believe me, I'm thrilled.
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