Carbone Auto Group donates thousands to new mosque

[stoney]

Oh I see. You gave them your car along with money.

[lilbump1980]

the only money that i put down is my trade value, all my cars/suvs get paid off before i ever trade them in, I am sure if i bought a used car, the deal would not be as good anywhere.. but if you buy new it is very very hard to get screwed

[stoney]

I did all the negotiation on the new Toyota Tacoma Jim & I bought in April. First, I got a copy of their invoice price including the options we wanted from Consumer Reports. It also included any dealer incentives & the "dealer holdback" which is the $$ the dealer gets from the manufacturer.

Then I contacted 3 dealerships online; 1 in Utica, 1 in Oneida, & 1 in Syracuse. After 5 days of on-line negotiations, I found Nye Auto in Oneida was giving the best deal: Just a few hundred over their invoice price and 0% interest financing for 3 years. They even delivered it to us out here in Schuyler! ;D

[lilbump1980]

Very good Stoney.

[stoney]

It took a lot of research, but it saved a lot of money. I have a hard time dealing with salesfolk one-on-one. They speak & I say, "Uh-huh" & nod, & get screwed every time. I'm too trusting.

But when I ponder things in writing~~that's a different story.

[Clipper]

If you drove a truck, Harold Nye was the only place to go, for years and years. I always drove ford pickups, until I bought the Dodge that I drive now. I always visited several dealers, and I always ended up getting the best deal and the best service from Nye.

When I bought this truck, I worked 3 dealers against each other, until I got top dollar for my ford pickup, which was in excellent condition, and got $10K off the sticker on the truck I bought. I bought my pickup, stickered at 32,900, for 23,000, and got 7000 for a used pickup with 93,000 miles on it.

You have to shop when they are hard up to sell. You have to shop and dicker for weeks, not minutes. I spent about 2 months dealing for the truck I have now. I would stop by every couple of weeks, and usually have the offer for my trade from another dealer, as well as the other dealers price for the new truck. Finally I ended up with the truck I have, after another dealer tried to slide some money back into their pocket for the transfer fees and for a spare tire. I walked out and got into my old truck and the guy called my cell phone before I even got off the lot. We sealed the deal with no further sneaky crap.

I always tell the sales person, that I WANT a new truck but I don't NEED one. THEY are the one's that NEED to SELL a new truck. If they want the commission for a sale, they have to meet MY requirements, not talk me into meeting theirs.

My trucks are all kept so clean and nice, that they get top dollar for them when they sell them used. My ford had 93,000 miles on it, but not a mark. It was clean enough that they kept the 8 year old pickup instead of sending it out wholesale to the auction. They stickered it at 14,000 and got 12 for it. They said they kept it to sell to some poor devil that could not get financed for a new one, but wanted a good clean 4 wheel drive pickup. It was well worth their while to give me an honest $7000 for it.

I got a good deal on a brand new truck with every feature I wanted, and they got a clean trade in, and made back what they lost on the new truck (probably nothing), and made it up on my trade in when they sold it. I still see my old truck running around town.

[corner]

unless you can get 0% financing from the dealer always try to arrange your own financing prior to buying the dealers otherwise get a 2 to 3% kickback from the bank per each year of the loan .. so if you finace for 7% the dealer is getting 2 of it and you could have financed the same loan your self at the same bank or elsewhere for 5 %.. you can also get a better deal on a car fresh off the truck as oppsed to one that has been on the lot if you know what you are doing. the cars on the lot have to be payed for buy the dealer to his banker whereas they have no money invested in a new delivery.

[stoney]

Plus you need to run the numbers when it comes to cash-back vs. O% to see which is the better deal. Sometimes you're better off taking the cash back & paying a few percent in financing rather than vice versa.

[frankcor]

Buying a car is very often three transactions -- buying the new car; trading in an old car; arranging financing. If you leave all three to the dealer, he can give you a great deal on the price for example, and hose you on the trade in and financing.